More and more users are joining COCA every week — so we’re launching a new FAQ series to answer the most common questions our support team gets.

Today’s one’s a classic — you’ll see it on the image.

The answer? Both.

With COCA, you don’t have to choose — you spend and save at the same time.

Here’s how it works ⬇️
Let’s say you’re on the Premium Tier and top up $10,000 to your COCA Card:

💳 Spend $5,000 → earn up to $150 cashback/month
💰 Keep $5,000 on your card → earn 6% APY = $300/year

That’s $2,100/year — just for using COCA like you normally do.

Every dollar you spend earns cashback. Every dollar you hold earns APY.

Here’s what that looks like across all Tiers:
🔵Starter — $900/year
🔵Standard — $1,140/year
🔵Premium — $2,100/year
🔵Elite — $5,100/year

ther/or.” Just rewards that work both ways!

🚀 COCA app | Discord | Xong>

20 days left in Black Friday Month — and a chance to upgrade your Loyalty Tier with 30% less $COCA staked.

💳 Up to 8% cashback on daily spending
💰 6% APY on your balance
⭐️ Exclusive perks through April 2026

Smart moves made now pay off for months. Don’t miss your moment 🔥

🚀 COCA app | Discord | X

Thousands of you just got your COCA rewards — check the app and see what’s landed!

🔵Up to 8% cashback on everyday spending
🔵Up to 50% cashback on your favorite subscriptions — ChatGPT, Spotify, Netflix, Amazon Prime
🔵6% APY on your balance
🔵Referral rewards
🔵Rebates on physical card orders for Premium and Elite users

🖥 Spend smart this month — use Google Pay for fast, secure payments and a chance to win $50 in the GPay November Bonanza. Every $20 spent = 1 ticket!

See details here ↖️

Who’s feeling that COCA PayDay energy? Drop your emoji 🐳

🚀 COCA app | Discord | X

Get up to 8% cashback, 6% APY, and full control of your money — all in one app.

Tap. Spend. Earn ➡️ COCA.xyz

Already part of the COCA fam? Tap ❤️ below!

🚀 COCA app | Discord | X

🔥 30% Off Loyalty Tiers — Save up to $6,350

This November, stake less $COCA and unlock more rewards. All Loyalty Tiers are 30% off — here’s how much you save ⬇️

⭐️ Standard — save 90 $COCA (~$63)
⭐️ Premium — save 900 $COCA (~$635)
⭐️ Elite — save 9,000 $COCA (~$6,350)

With your new Tier, you’ll get:
🔵Up to 8% cashback on daily spending
🔵50% cashback on Netflix & other favorite subscriptions
🔵6% APY on your card balance
🔵Priority support for Premium & Elite

🔔 Promo runs Nov 1–30, 2025. Discount valid through Apr 30, 2026
📄How to upgrade: Open COCA App → Rewards → Upgrade

Buy $COCA directly in the app or on MEXC / BitMart.

Spend less today. Own more tomorrow 💙

🚀 COCA app | Discord | X

We’ve made a few important tweaks to make your COCA experience smoother, smarter, and more transparent. Here’s what’s new ⬇️

💳 Clearer Card Transactions
You’ll now see detailed failure reasons directly in your card transaction view — so you always know what’s happening and why.

📄 Google Pay Setup Made Easy
A new dedicated button with step-by-step instructions helps you add your COCA Card to Google Pay in seconds.

↖️ Bug Fixes & Performance Boosts
We’ve squashed a few bugs and improved overall performance for a faster, more stable app experience.

All updates are already live — enjoy a smoother and clearer COCA experience.

🚀 COCA app | Discord | X

📍 Traveling without your COCA Card?

No problem!

Add your COCA Visa to Google Wallet — pay anywhere, anytime, even if you left your physical card at home.

And this month, every tap counts!
Join the GPay November Bonanza — spend with Google Pay, earn up to 8% cashback, and get a chance to win $50 in USDC or EURC 💰

🔔 Hurry — offer ends November 30th.

Tap. Pay. Win!

➡️ Read more

🚀 COCA app | Discord | X

🔥

🔵Death by Lightning (November 6)
A political drama about the assassination of U.S. President James Garfield, starring Michael Shannon and Matthew Macfadyen.

🔵Frankenstein (November 7)
Guillermo del Toro reimagines Mary Shelley’s classic — with Oscar Isaac as Victor Frankenstein.

🔵New Wave (November 14)
Richard Linklater’s tribute to the French New Wave and Godard’s Breathless.

🔵A Man on the Inside – Season 2 (November 20)
Ted Danson returns as a private detective — new case, new faces.

🔵Stranger Things – Season 5 (November 26)
The final chapter begins as the heroes return to the "Upside Down" to face Vecna.

🔥 Good news for COCA users: enjoy Netflix for less — get 50% cashback on your subscription! Here’s how:

1. Unlock the Standard Tier with a 30% discount until November 30 (stake 210 $COCA instead of 300)
2. Pay with your COCA Card
3. Get 50% back in USDC

Enjoy Netflix for half the price — thanks to COCA!

🚀 COCA app | Discord | X

We’ve rolled out a new batch of updates to make your COCA experience smoother, clearer, and more rewarding. Here’s what’s new:

💳 Transparent Card Activity
Your COCA Card Activity now shows refunds, reversals, and failed operations — giving you full visibility into every transaction.
🔥 Track Your Rewards
Cashback payments now appear directly in your Banking Activity, so you can easily track your earnings in real time.
🔊 Clear Card Statuses
You’ll now see if your card is Blocked or Frozen, helping you stay on top of your account status.
💰 Card Balance in Local Currency
Your COCA card balance now displays in your chosen local currency (from your Profile), giving you a more intuitive view of your funds.
👤 Activity Updates
All key actions — claiming, tier canceling, and tier upgrades — now appear in your Activity for better tracking.
🖋 Translations Added
COCA is now available in English, Spanish, Portuguese, Italian, French, and German, making it easier to navigate in your preferred language.
↖️ Bug Fixes & Performance
We’ve implemented several fixes and optimizations under the hood to boost stability and speed.

COCA app | Discord | X

🖥 GPay November Bonanza: Tap. Pay. Win

To celebrate recent launch of COCA on Google Pay, we’re launching a month-long raffle! Every tap this November could win you $50 in USDC or EURC ⭐️

And yes — this comes on top of your regular cashback (up to 8%) 👍

How it works:
1. Add your COCA Visa Card to Google Pay
2. Spend with Google Pay. Every $20 = 1 raffle ticket
3. On Dec 5, 10 winners will each get $50

💰 Total prize pool: $500 in stablecoins

Your morning coffee, groceries, or Black Friday shopping — every tap counts.

Tap. Pay. Win. All Month Long!

🏷 Read full details here.

COCA app | Discord | X